Making payments has never been as easy, simple, and convenient as it is today, with the advent of digital wallets. By 2019 Apple Pay had become the most popular payment method in the US. It accounts for around 5% of global credit card purchase volume. There is a huge number of stores that accept Apple Pay. Still, there are many establishments where Apple Pay services are currently unavailable. Does Walmart take Apple Pay? Let us find out if it really does or not.
Walmart is one of the largest retail stores established in America. It is a multinational corporation that operates hypermarkets, department stores, grocery stores, etc., throughout America and other countries. Established in 1962, this store has become the world’s largest company by revenue and the largest private employer in the world.
The question we are primarily concerned with here is, Does Walmart take Apple Pay? Let us dive in to know. Stick around by the end of this article; you will be knowing the answer to this question.
In This Article
Does Walmart Take Apple Pay?
Apple Pay is a very convenient way of making payments. However, it is not accepted by a lot of retail stores due to the lack of NFC technology. Unfortunately, your favorite and affordable store Walmart does not accept Apple Pay. You cannot use Apple Pay while doing a self-checkout or even if there is a cashier available.
You will find a Walmart at every nook and corner if you are from America. It has around 10,593 stores all around the world. When I tell you that Walmart has an online portal for managing its employees, don’t be surprised. With stores and clubs across 24 countries, this has to be an important portal for the company.
Apple Pay, despite being so popular and widely preferred mode of payment, is being ignored by the stores like Lowe’s, among others. However, there are certain stores like Starbucks and 7-Eleven that have made Apple pay payment widely acceptable in all their stores.
Whereas some stores like Culver’s accept Apple Pay in some of its selected stores.
What is Apple Pay?
As the name suggests, Apple Pay is a digital wallet and mobile payment service. Apple Pay was established in 2014 and is allowed on iPhone, Apple Watch, iPad, and Mac. It is used by people in many countries across the globe. An Apple user can make payments across different platforms and even person-to-person payments with Apple Pay.
By 2019 Apple Pay had become the most popular payment method in the US. It accounts for around 5% of global credit card purchase volume. Still, many establishments do not accept Apple Pay. So, does Walmart take Apple Pay? Let us find that out here!
Why Doesn’t Walmart Take Apple Pay?
Apple Pay is a widely used form of payment, but Walmart does not accept it. For a store with such a massive number of functions, this comes as a shock to many. However, there are certain reasons why Walmart does not take Apple Pay. Let us have a look at them:
- Walmart Pay
Walmart Pay is the digital wallet of Walmart. One reason why Walmart does not accept Apple Pay is to draw attention to Walmart Pay. It is an easy way to make payments. If you want to use a convenient method of payment, Walmart Pay is the one for you. We will discuss Walmart Pay in the next section.
- Processing Fees
A major reason Walmart does not use Apple Pay is the processing fees. Apple charges various processing fees for using Apple Pay. This means a percentage of profit made at every purchase goes to Apple. This reduces Walmart’s profit. So, Walmart decided not to take Apple Pay.
Walmart uses its own digital wallet. This is to increase their brand name. Walmart is not just a company but a brand. What better than having a payment mechanism of their own? This attracts a lot more customers and builds brand loyalty.
Will Walmart Take Apple Pay in the Future?
“Walmart Pay is the exclusive form of mobile payment accepted at Walmart, and [they] have no plans for that to change”- Walmart Spokesperson Erin Hulliberger
Since Walmart uses its own digital wallet, it is unlikely that it will take Apple Pay in the near future. Their digital wallet is helpful to them in many ways. It helps them reduce transaction costs and creates brand name and loyalty. So, Walmart will not be accepting Apple Pay for the foreseeable future.
Alternative Walmart Payment Methods
Walmart does not take Apple Pay. However, it has a loyal customer base that is ready to pay via other payment methods. Here is a list of other payment methods accepted by Walmart.
- Credit cards by MasterCard, Visa, and American Express.
- Debit Cards by MasterCard, Visa, and American Express.
- Money Orders.
- Walmart MoneyCard (Walmart’s own card)
- Walmart gift cards
- Chase Pay and PayPal (for online purchases only)
- Walmart Pay
What is Walmart Pay?
Walmart Pay is the digital wallet of Walmart. It is the only form of digital wallet accepted in Walmart stores. It does not accept Apple Pay or Google Pay, or any other form of a digital wallet. Walmart Pay can be used to make payments only at Walmart. All you need is the app and a good internet connection for using this wallet. At the time of checkout, you have to scan a QR code and make payments.
This makes payment convenient for the users. It helps Walmart create a wider user base. Walmart Pay also reduces transaction fees on every purchase, which further leads to more profit.
How to Use Walmart Pay?
Walmart Pay is an important way of making payments at Walmart. If you don’t know how to use Walmart Pay, follow these simple steps:
- Download the Walmart app on your phone.
- Open the Walmart app.
- Go to the services tab.
- Click on Walmart Pay.
- Scan the QR code at checkout.
- Make your payment, and you are good to go!
Note: You can simplify the process if you have Walmart Plus on your phone. It lets you Scan & go. This means you can scan the barcodes of items while adding them to your cart. At the checkout, you do not need to scan the items again. All you have to do is scan the QR code and make a payment.
You can download the Walmart App here:
It is quite surprising to know that a big wig like Walmart does not accept Apple Pay as of now. But then you don’t know what happens in the future. The simple answer to your question, does Walmart take Apple Pay is, No, Walmart does not accept Apple Pay.
Next time you decide to go shopping at Walmart, remember to carry the other payment modes with you. You can carry cash, cards, or cheques with you. If you want to use your phone for payment, you can use Walmart Pay.
I hope this article will be of some help to you. In case something is missed, you can let us know by writing in the comments section. You can visit our website for content like this and much more.
Frequently Asked Questions
Q 1: What is Walmart Pay?
Ans: Walmart Pay is the digital wallet of Walmart. It lets you make fast payments at the checkout. You can store your debit card, credit card, and Walmart card information in it. All you need to access it is the Walmart app and a good internet connection.
Q 2: Why does Walmart not take Apple Pay?
Ans: Walmart does not accept Apple Pay because the transaction fee is not feasible. It accepts other methods of payment, like its own digital wallet or credit and debit cards.
Q 3: Is Walmart Pay safe?
Ans: Yes, just like any other digital wallet, Walmart Pay is safe. You can keep your card information in the wallet securely. You have to use a four-digit code each time you want to use Walmart Pay.