Does Walmart Take Apple Pay | All Payment Methods Accepted By Walmart in 2022

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Daksha Gupta
Daksha Gupta
A big time introvert. Daksha is a shy and socially awkward person. She is a full time dog lover and half time human. She finds her comfort in simple artistic expressions. Her love for art, dance, and writing transcends her into another world.

With the advent of digital wallets, making payments has become very easy. Digital wallets give you the freedom to make payments to any store from anywhere at any time. Digital wallets let you store and use your money anytime you want. Apple Pay is a great example of a digital wallet. Lately, it has become one of the most used digital modes of payment. It is accepted by almost every retailer. However, there has been confusion regarding ‘Does Walmart take Apple Pay?’ You will find your answer here!

Apple Pay has become the most used digit wallet. A lot of people have gotten in the habit of only using Apple Pay due to its convenience. Even though it is widely used, it is not accepted in all the stores. Stores like Lowe’s, Home Depot, and many more do not accept Apple Pay as a form of payment.

If you are an Apple Pay user that wants to shop at Walmart, you must have the same question- Does Walmart take Apple Pay? In this article, I will tell you if Walmart accepts Apple Pay or not.

What is Walmart? 

Walmart is one of the largest retail stores established in America. It is a multinational corporation that operates hypermarkets, department stores, grocery stores, etc. throughout America and other countries. Established in 1962, this store has become the world’s largest company by revenue and the largest private employer in the world

You will find a Walmart at every nook and corner if you are from America. It has around 10,593 stores all around the world. When I tell you that Walmart has an online portal for managing its employees, don’t be surprised. With stores and clubs across 24 countries, this has to be an important portal for the company. 

Also, read Does Lowe’s Take Apple Pay | All Payment Methods Accepted by Lowe’s in 2022

Walmart focuses on its target audience and sells products and services at lower prices. It has everything available from alcohol to stationary. You don’t need to go anywhere else. It is affordable and easily accessible. This is the reason for its extravagant success. If you love shopping at Walmart, you must be wondering whether Walmart takes Apple Pay. Let us find out!

What is Apple Pay?

As the name suggests, Apple Pay is a digital wallet and mobile payment service. Apple Pay was established in 2014 and is allowed on iPhone, Apple Watch, iPad, and Mac. It is used by people in many countries across the globe. An Apple user can make payments across different platforms and even person-to-person payments with Apple Pay.

Does Walmart Take Apple Pay

By 2019 Apple Pay had become the most popular payment method in the US. It accounts for around 5% of global credit card purchase volume. Still, many establishments do not accept Apple Pay. So, does Walmart take Apple Pay? Let us find that out here!

Also, read Does McDonald’s Take Apple Pay | All Payment Methods Accepted by McDonald’s in 2022

Does Walmart Take Apple Pay?

Apple Pay is a very convenient way of making payments. However, it is not accepted by a lot of retail stores due to the lack of NFC technology. Unfortunately, your favorite and affordable store Walmart does not accept Apple Pay. You cannot use Apple Pay while doing a self-checkout or even if there is a cashier available. 

Why Doesn’t Walmart Take Apple Pay?

Apple Pay is a widely used form of payment, but Walmart does not accept it. For a store with such a massive number of functions, this comes as a shock to many. However, there are certain reasons why Walmart does not take Apple Pay. Let us have a look at them:

  1. Walmart Pay

Walmart Pay is the digital wallet of Walmart. One reason why Walmart does not accept Apple Pay is to draw attention to Walmart Pay. It is an easy way to make payments. If you want to use a convenient method of payment, Walmart Pay is the one for you. We will discuss more Walmart Pay in the next section.

Also, read “Money Is Waiting For You” Claim Balance PayPal: What Does It Mean?

  1. Processing Fees

A major reason Walmart does not use Apple Pay is the processing fees. Apple charges various processing fees for using Apple Pay. This means a percentage of profit made at every purchase goes to Apple. This reduces Walmarts profit. So, Walmart decided not to take Apple Pay. 

  1. Branding

Walmart uses its own digital wallet. This is to increase their brand name. Walmart is not just a company but a brand. What better than having a payment mechanism of their own. This attracts a lot more customers and builds brand loyalty. 

Will Walmart Take Apple Pay in the Future?

“Walmart Pay is the exclusive form of mobile payment accepted at Walmart, and [they] have no plans for that to change”- Walmart Spokesperson Erin Hulliberger

Does Walmart Take Apple Pay?

Since Walmart uses its own digital wallet, it is unlikely that it will take Apple Pay in the near future. Their digital wallet is helpful to them in many ways. It helps them reduce transaction costs and creates brand name and loyalty. So, Walmart will not be accepting Apple Pay for the foreseeable future.

Also, read How To Get Steam Wallet To PayPal?

What Payment Methods does Walmart Accept?

Walmart does not take Apple Pay. However, it has a loyal customer base that is ready to pay via other payment methods. Here is a list of other payment methods accepted by Walmart.

  • Cash
  • Credit cards by MasterCard, Visa, and American Express.
  • Debit Cards by MasterCard, Visa, and American Express.
  • Cheque.
  • Money Orders.
  • Walmart  MoneyCard (Walmart’s own card)
  • Walmart gift cards
  • Chase Pay and PayPal (for online purchases only)
  • Venmo
  • Walmart Pay

What is Walmart Pay?

Walmart Pay is the digital wallet of Walmart. It is the only form of digital wallet accepted in the Walmart stores. It does not accept Apple Pay or Google Pay, or any other form of a digital wallet. Walmart Pay can be used to make payments only at Walmart. All you need is the app and a good internet connection for using this wallet. At the time of checkout, you have to scan a QR code and make payments. 

Does Walmart Take Apple Pay?

This makes payment convenient for the users. It helps Walmart create a wider userbase.  Walmart Pay also reduces transaction fees on every purchase, which further leads to more profit.

Also, read How To Anonymously Send Money On PayPal?

How to Use Walmart Pay?

Walmart Pay is an important way of making payments at Walmart. If you don’t know how to use Walmart Pay, follow these simple steps:

  1. Download the Walmart app on your phone.
  2. Open the Walmart app.
  3. Go to the services tab.
  4. Click on Walmart Pay.
  5. Scan the QR code at checkout.
  6. Make your payment, and you are good to go!
Does Walmart Take Apple Pay?

Note: You can simplify the process if you have Walmart Plus on your phone. It lets you Scan & go. This means you can scan barcodes of items while adding them to your cart. At the checkout, you do not need to scan the items again. All you have to do is scan the QR code and make payment.

You can download the Walmart App here:

PlatformDownload Link
AndroidDownload Here
iOSDownload Here

Wrapping Up

It is time to wrap up. In this article, I have told you everything about the payment methods accepted by Walmart. If you were here searching for ‘ Does Walmart take Apple Pay?’ I hope you found your answers. While Walmart does not take Apple Pay, it does accept a lot of other payment methods. 

Next time you decide to go shopping at Walmart, remember to carry the other payment modes with you. You can carry cash, cards, or cheques with you. If you want to use your phone for payment, you can use Walmart Pay.

I hope you found what you were looking for. If you have any other questions regarding this topic, do let me know in the comments below!

Frequently Asked Questions

What is Walmart Pay?

Walmart Pay is the digital wallet of Walmart. It lets you make fats payments at the checkout. You can store your debit card, credit card, and Walmart card information in it. All you need to access it is the Walmart app and a good internet connection.

Why does Walmart not take Apple Pay?

Walmart does not accept Apple Pay because the transaction fee is not feasible. It accepts other methods of payment like its own digital wallet or credit and debit cards.

Is Walmart Pay safe?

Yes, just like any other digital wallet, Walmart Pay is safe. You can keep your card information in the wallet securely. You have to use a four-digit code each time you want to use Walmart Pay.


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