Does Lowe’s Take Apple Pay | All Payment Methods Accepted by Lowe’s in 2022

Must Read
Daksha Gupta
Daksha Gupta
A big time introvert. Daksha is a shy and socially awkward person. She is a full time dog lover and half time human. She finds her comfort in simple artistic expressions. Her love for art, dance, and writing transcends her into another world.

Hey! Are you wondering where to buy home improvement products? Why look anywhere else when you have Lowe’s in every corner! It has a great variety of products with easy payment methods. However, there is a lot of confusion regarding the payment methods Lowe’s accepts. If you were wondering ‘Does Lowe’s Take Apple Pay?’, you will find your answers here!

Lowe’s is an American retail company specializing in home improvement products and services. It was founded in 1921. Yes! 101 years ago. It used to be the largest US hardware chain until Home Depot surpassed it in 1989. With over 2000 stores, this company stands as the second-largest hardware chain globally.

If you want to go and shop there, you must know the form of payment it accepts. Stores like Walmart do not accept Apple Pay. So it is natural for you to question, ‘does Lowe’s take Apple Pay?’. I will tell you if Lowe’s accepts Apple Pay or not.

What is Apple Pay?

As the name suggests, Apple Pay is a digital wallet and mobile payment service. Apple Pay was established in 2014 and is allowed on iPhone, Apple Watch, iPad, and Mac. It is used by people in many countries across the globe. An Apple user can make payments across different platforms and even person-to-person payments with Apple Pay.

By 2019 Apple Pay had become the most popular payment method in the US. It accounts for around 5% of global credit card purchase volume. Still, many establishments do not accept Apple Pay. So, does Lowe’s take Apple Pay? Let us find that out here!

Also, read How To Add Money To PayPal Without A Bank Account

Does Lowe’s Take Apple Pay?

If you like to shop at Lowe’s, you know a major concern about the payment methods. There is a lot of confusion over this question. Here is a simple answer for you. No, Lowe’s does not take Apple Pay. It accepts other forms of payments like debit and credit cards, cash, etc. However, Lowe’s does not accept Apple Pay. 

does lowe's take apple pay

Another important point to remember is that Lowe’s does not accept Apple Pay online and offline. So, if you want to use your phone for payment, you can use your cards or PayPal. 

You can also use Lowe’s credit and gift cards to make payments.

Also, read PayPal Overdraft: Will PayPal Overdraft Bank Account?

Why Doesn’t Lowe’s Take Apple Pay?

While many companies have started to accept digital payments, Lowe has not. This comes as a shock to many. With the magnitude of functions Lowe’s has to perform, it would make their work more comfortable. However, Lowe’s has not embraced any form of digital payment. It does not accept Apple Pay or Google Pay. 

Does Lowe's Take Apple Pay

Let us look at why Lowe’s doesn’t take Apple Pay:

1. Lack of NFC Technology

Near field communication terminals, also known as NFC terminals, help scan the code from a smart device. The information gathered after scanning helps to make the purchase and payment. This ensures a smooth and easy buying process. 

Also, read How To Transfer Money From PayPal To Cash App

However, NFC terminals are very expensive to install. This is a new type of technology, and implementing it in every store will be an expensive affair for Lowe’s. This can be one of the reasons Lowe’s doesn’t accept Apple Pay.

2. Transaction Fees

Another reason Lowe’s does not accept Apple Pay can be because of the merchant fees. If you don’t know what the merchant fee is, let me assist! A merchant fee is the transaction fee that is taken from the retailer when they use a digital form of payment. It is also deducted while using credit cards and debit cards. So, in Apple Pay’s case, the retailer has to pay a part of the total amount to Apple.

However, there is a possibility that the fees deducted by Apple can take a large cut out of the merchant’s profits. This would not be feasible. 

3. Lack of Interest

A simple reason Lowe’s doesn’t accept Apple Pay is because of lack of interest. Lowe’s already has a large userbase that is fine with the form of payment methods already available. They don’t need to add more options unless it becomes extremely necessary.

Also, read How To Get Steam Wallet To PayPal?

What Payment Methods Lowe’s Accept?

While Lowe’s does not accept Apple Pay as a form of payment, it does not accept a lot of other forms of payment. Some of them are listed below:

Does Lowe's Take Apple Pay
  • Debit cards such as Visa, Mastercard, Discover, and American Express
  • Credit cards, most major providers are supported
  • Lowes Credit Cards
  • Lowes Gift Cards
  • PayPal (online)
  • Cash

Also, read How To Find PayPal Credit Card Number | Get It Now

Which Stores Take Apple Pay?

Lowe’s does not accept Apple Pay. So what! 

Does Lowe's Take Apple Pay

Here is a list of Home Depot alternatives that take Apple Pay:

  • Ace Hardware
  • CVS
  • Rite Aid
  • Target
  • Costco
  • Meijer
  • Best Buy
  • Safeway
  • Walgreens
  • Family Dollar

Wrapping Up

It is time to wrap up. I have told you Lowe’s does not take Apple Pay in this article. However, it is not the end of the world. Lowe’s accepts many other forms of payments like debit and credit cards, gift cards, etc. So if you like shopping at Lowe’s, leave your Apple Pay aside and carry cash!

I hope you found this article useful. If you have any other questions regarding this topic, let me know in the comments below.

Frequently Asked Questions

Does Lowe’s or Home Depot Take Apple Pay?

No. neither of the two accept Apple Pay. You can use other forms of payments like Credit and debit cards, cash, gifts cards, etc.

Is Apple Pay accepted at Walmart?

No. Walmart does not accept Apple Pay. Customers can use Walmart Pay, Mastercard, Visa, Cheques, and many other forms of payments.

What are the disadvantages of Apple Pay as a customer?

Some of the disadvantages of Apple Pay are:
1. Vulnerable to Cyberattacks.
2. Compromise on security.
3. Compromise on personal data.
4. Confusion
5. Irritability due to failed transaction

LEAVE A REPLY

Please enter your comment!
Please enter your name here

More Articles Like This