Does Lowe’s Take Apple Pay? All Payment Methods Accepted by Lowe’s in 2023

Does Lowe's Take Apple Pay

Hey! Are you wondering where to buy home improvement products? Why look anywhere else when you have Lowe’s in every corner? It has a great variety of products with easy payment methods. There are some pocket locations where Apple Pay services are currently unavailable. But that does not dissuade a larger number of stores to accept Apple Pay. However, there is a lot of confusion regarding the payment methods Lowe’s accepts. If you were wondering, ‘Does Lowe’s Take Apple Pay?’, you will find your answers here!

Lowe’s is an American retail company specializing in home improvement products and services. It was founded in 1921. Yes! 101 years ago. It used to be the largest US hardware chain until Home Depot surpassed it in 1989. With over 2000 stores, this company stands as the second-largest hardware chain globally.

If you want to go and shop there, you must know the form of payment it accepts. Stores like Walmart do not accept Apple Pay. So it is natural for you to question, ‘Does Lowe’s take Apple Pay?’. I will tell you if Lowe’s accepts Apple Pay or not.

Does Lowe’s Take Apple Pay?

No, Lowe’s does not take Apple Pay. It accepts other forms of payment like debit and credit cards, cash, etc. However, Lowe’s does not accept Apple Pay. 

Another important point to remember is that Lowe’s does not accept Apple Pay online and offline. So, if you want to use your phone for payment, you can use your cards or PayPal. The restaurant’s line Culver’s accept Apple Pay. Besides there are stores like 7/11 that accept Apple Pay thereby catering to the wider acceptability of Apple Pay.

You can also use Lowe’s credit and gift cards to make payments.

Why Doesn’t Lowe’s Take Apple Pay?

While many companies have started to accept digital payments, Lowe has not. This comes as a shock to many. With the magnitude of functions Lowe’s has to perform, it would make their work more comfortable. However, Lowe’s has not embraced any form of digital payment. It does not accept Apple Pay or Google Pay. 

The acceptability to use Apple Apple as a mode of payment varies from store to store. Some stores, like Starbucks take Apple Pay, whereas, at the same time, there are stores like Lowe’s that refrain from taking Apple Pay.

Does Lowe's Take Apple Pay

Let us look at why Lowe’s doesn’t take Apple Pay:

1. Lack of NFC Technology

Near-field communication terminals, also known as NFC terminals, help scan the code from a smart device. The information gathered after scanning helps to make the purchase and payment. This ensures a smooth and easy buying process. 

However, NFC terminals are very expensive to install. This is a new type of technology, and implementing it in every store will be an expensive affair for Lowe’s. This can be one of the reasons Lowe’s doesn’t accept Apple Pay.

2. Transaction Fees

Another reason Lowe’s does not accept Apple Pay can be because of the merchant fees. If you don’t know what the merchant fee is, let me assist! A merchant fee is the transaction fee that is taken from the retailer when they use a digital form of payment. It is also deducted while using credit cards and debit cards. So, in Apple Pay’s case, the retailer has to pay a part of the total amount to Apple.

However, there is a possibility that the fees deducted by Apple can take a large cut out of the merchant’s profits. This would not be feasible. 

3. Lack of Interest

A simple reason Lowe’s doesn’t accept Apple Pay is that lack of interest. Lowe’s already has a large user base that is fine with the form of payment methods already available. They don’t need to add more options unless it becomes extremely necessary.

Alternative Lowe’s Methods

While Lowe’s does not accept Apple Pay as a form of payment, it does not accept a lot of other forms of payment. Some of them are listed below:

Does Lowe's Take Apple Pay
  1. Debit cards such as Visa, Mastercard, Discover, and American Express
  2. Credit cards, most major providers are supported
  3. Lowes Credit Cards
  4. Lowes Gift Cards
  5. PayPal (online)
  6. Cash

Which Stores Take Apple Pay?

Lowe’s does not accept Apple Pay. So what! 

Does Lowe's Take Apple Pay

Here is a list of Home Depot alternatives that take Apple Pay:

  1. Ace Hardware
  2. CVS
  3. Rite Aid
  4. Target
  5. Costco
  6. Meijer
  7. Best Buy
  8. Safeway
  9. Walgreens
  10. Family Dollar

Wrapping Up

It is time to wrap up. I have told you Lowe’s does not take Apple Pay in this article. However, it is not the end of the world. Lowe’s accepts many other forms of payment like debit and credit cards, gift cards, etc. So if you like shopping at Lowe’s, leave your Apple Pay aside and carry cash!

I hope you found this article useful. If you have any other questions regarding this topic, let me know in the comments below.

Frequently Asked Questions

What is Apple Pay?

As the name suggests, Apple Pay is a digital wallet and mobile payment service. Apple Pay was established in 2014 and is allowed on iPhone, Apple Watch, iPad, and Mac. It is used by people in many countries across the globe. An Apple user can make payments across different platforms and even person-to-person payments with Apple Pay.

By 2019 Apple Pay had become the most popular payment method in the US. It accounts for around 5% of global credit card purchase volume.

Does Lowe’s or Home Depot Take Apple Pay?

No, neither Lowe’s nor Home Depot accept Apple Pay. You can use other forms of payment like Credit and debit cards, cash, gift cards, etc.

Is Apple Pay accepted at Walmart?

No. Walmart does not accept Apple Pay. Customers can use Walmart Pay, Mastercard, Visa, Cheques, and many other forms of payment.

What are the disadvantages of Apple Pay as a customer?

Some of the disadvantages of Apple Pay are:
1. Vulnerable to Cyberattacks.
2. Compromise on security.
3. Compromise on personal data.
4. Confusion
5. Irritability due to failed transaction

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