The Best Budgeting Apps for iOS 2021

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The Best Budgeting Apps for iOS 2021
Bhaviya Koul
I am an English Literature graduate currently pursuing my post-graduation. I feel like myself when surrounded by books. Stories amuse me and anywhere I find a good one, I’m all for it. With all my personal and professional endeavors, I am just one in a million who is trying to leave a mark. My research and writing are aided by my keen observation of the world from a non-conventional perspective.

Budgeting has never been easy. For all the people who require assistance to help manage their finance, we have searched for you, the best budgeting apps for iOS. 

We have curated for you a list of some of the best budgeting apps for iOS. Budgeting won’t be difficult to do if you have any of these apps. We will help you choose the right app for your needs. 

The best budgeting apps for iOS devices are :

  1. Mint
  2. Quicken
  3. Spendee
  4. Personal Capital
  5. Albert

No matter how much money you have, saving it as much as you can become important. Keeping a track of your spendings helps you stay on track. With your app store offering hundreds of choices to choose from, we have created for you a list of these apps as they work best according to your requirements.   

The Best Budgeting Apps for iOS

You might get overwhelmed by looking at the number of apps available on the app store. While some budgeting lets you split bills, some don’t. Some apps let you sync on various devices and others don’t. You can read here in detail everything about the app to find the best option for you.

1. Mint 

Budgeting Apps for iOS
Source: The Mint

This app offers customized options to all users. From making a monthly plan to choosing the best savings option, Mint has it all. It is one of the best apps for personal finance management. This is an iOS exclusive app.

Features :

  • The app doesn’t just keep track of expenses but also gives suggestions on how to do more savings.
  • With Mint, you can sync your bank accounts and manage them. 

PROs :

  • Mint lets you set a budget for yourself and keep a track of your spendings.
  • You can set some goals for yourself and keep checking on how far you are from achieving them. 
  • The app gives you tips on how you can improve your credit score. 
  • Mint automatically separates your spendings into different categories.
  • The app is available absolutely Free of Cost.

 2. Quicken

Budgeting Apps for iOS
Source: Quicken

The Quicken app has been available on the apple app store long before Mint or other budgeting apps came into existence. The app is multi-device. This can help you stay on the right track. Though the app is not available for free, it has wonderful in-app features.

Features:

  • You can use Quicken anytime, anywhere. The app can sync on various devices. 
  • Quicken directly downloads your spendings from your bank account and keeps a track of it.

PROs:

  • The app can be used offline.
  • Quicken offers the provision for short-term and long-term planning. 

CONs:

  • Quicken is not available for free. You need to buy an annual subscription to the app to continue using it. 
  • The app is not easy to understand for the ones who are new to budgeting.

3. Spendee

Budgeting Apps for iOS
Source: Google Play

Spendee is a budgeting app available across all iOS devices that lets you share your bills with your friends and family. If you are living with your friends, splitting the bill can be a problem. With Spendee your problem is solved.

Features:

  • Spendee lets you keep a check on your income and expenditure at the same place.
  • The app offers both backup and sync.

PROs:

  • The app places your debt records on top so that you can repay all your loans.
  • You can link all your bank accounts with Spendee.

CONs:

  • The web version of Spendee has more features than that of the app.
  • You may be unable to see the available balance in the wallet on the list of transactions.

4. Personal Capital

Budgeting Apps for iOS
Source: Personalcapital

Personal Capital gives you an account of your net spendings and income. It not just keeps a track of your expenditure but also lets you make investments through the app.

Features:

  • You can link all your accounts and see real-time spendings.
  • The app is absolutely free of cost. 

PROs:

  • The app is available on Apple Watch too.
  • While it started as a budgeting app, it is a one-stop destination for all your financing needs. From planning to managing cash flow, everything is well taken care of.
  • Personal Capital offers high security for all its users. 
  • The app gives you bill requirements so you don’t miss out on important payments.
  • It manages your investments and gives you a real-time image of where your holdings stand.

CONs:

  • Though the app is available free of cost, you may have to do in-app purchases to unlock more features.
  • Personal Capital budgeting app gives advanced suggestions that might be difficult to understand.

5. Albert

Budgeting Apps for iOS
Source: Android police

Albert is one of the best financing apps available online. It offers advanced well-research statistics and helps you finance the best way. The app is available across all iOS devices and gives all financing solutions in one place.

Features:

  • If you are looking to find your way in the big-end finance market, this is the app for you.
  • The app lets you connect to financial advisors online. 

PROs:

  • This is not a purely computer-managed app. It gives you an option to connect to financial advisors in real-time.
  • Albert makes Category based budgets to help manage finances.

Budgeting apps for iOS come with a variety of options and with our help you can make the right choice for yourself.

Feature Image Credits: Figma Crush

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