Credit and Debit Cards Declined for ChatGPT Plus – 3 Likely Reasons

A user truing to pay for ChatGPT with a credit card; Credit and debit cards declined for ChatGPT Plus

People following the ChatGPT saga know that recently ChatGPT Plus has been rolled out by OpenAI as a subscription plan for ChatGPT. The company, at the cost of $20 per month for ChatGPT Plus, is giving access to some features to its users, but customers have complained about credit and debit cards for ChatGPT Plus.

The features of ChatGPT Plus include getting priority and quick responses in peak times. The ChatGPT Plus users will also be able to access new features on a priority basis. The free version of ChatGPT will still work the same way, but the  ChatGPT Plus customers will be prioritized in peak hours and provided the latest features at the earliest. 

ChatGPT has revolutionized technology and the way users interact with technology on a daily basis. ChatGPT Plus is aimed to improve the AI experience for its users. The problem of blackout windows faced by the users of ChatGPT every day can be bypassed by the Plus users. It will also let a user ask as many queries as they want without causing an error. 

Credit and Debit cards Declined for ChatGPT Plus

A dollar bill tied to OpenAI logo; Credit and debit cards declined for ChatGPT Plus

As soon as ChatGPT Plus was rolled out for users, people thronged to get the subscription. A lot of users who use ChatGPT on a daily basis and were facing errors or delayed responses due to huge traffic resorted to getting the ChatGPT plus subscription to ease their lives. The subscription to ChatGPT Plus is $20 per month, and the payment can be made via a credit or debit card.

Users, while trying to get access to ChatGPT Plus, were not able to get the subscription, as their debit and credit cards were getting declined. Just like always, a lot of these users started googling the reason. Here are some possible reasons for credit and debit cards declined for ChatGPT Plus:

1. Blocked up Regions

Openai not avaliable in your country messsage on screen; Credit and debit cards declined for ChatGPT Plus

The first reason for your credit and debit cards declined for ChatGPT Plus can be that you are trying to get access from a place where the service is not available. The ChatGPT Plus service is currently available in a few countries only, like the US, UAE, etc.

If your country or area is not on the list of service-provided areas, then you might have to wait till the company rolls out ChatGPT Plus in your country.

2. The IP Address of your Device

IP Address; Credit and debit cards declined for ChatGPT Plus

If you are living in the US or any other place where ChatGPT Plus service is available, and still your cards are getting declined, then the issue might be your IP address. If the IP address of your device is set to a place where the ChatGPT Plus service is not there, then also your transaction will also fail.

The simplest trick here would be to change your IP address to your original place or to a place where ChatGPT Plus services are available.

3. Credit and Debit cards Issued from Blocked Regions

Credit cards; Credit and debit cards declined for ChatGPT Plus

The credit and Debit cards declined for ChatGPT Plus can be due to the cards you are using might be issued from the regions that are blocked for this service. Even if you are in a region where ChatGPT Plus service is there, but your cards are from a region without this service, then also it is possible.

You can try using a different card that is issued from the region where the service is available and then see if the transaction goes through.

Wrapping Up

Though a lot of users are complaining about this issue, and a lot of users even tried to contact the company also over this issue. But there is no solid reason from the company about the possible reasons. People have been complaining and trying to reach OpenAI support to get the information. You can try the above-mentioned steps to see if your problem gets solved. if you still face the issue even after following the steps, then you can wait for the company to come up with a reason and a solution.

Hope you got a possible reason for the Credit and Debit cards declined for ChatGPT Plus. If you want to read about how to build your own chatbot with ChatGPT API, click here.

Frequently Asked Questions

How much is ChatGPT Plus monthly?

ChatGPT Plus is available at $20 per month.

Can I pay for ChatGPT Plus with Paypal?

No, you cannot pay for ChatGPT Plus with Paypal. Currently, only card or Apple pay options are available.

Is ChatGPT API free?

No, ChatGPT API is not free.

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